{"id":1695,"date":"2020-02-23T05:40:00","date_gmt":"2020-02-23T10:40:00","guid":{"rendered":"https:\/?p=1695"},"modified":"2020-09-23T16:18:06","modified_gmt":"2020-09-23T20:18:06","slug":"%e5%ae%89%e7%9c%81%e4%b9%b0%e6%88%bf%e4%ba%8b%e5%ae%9c","status":"publish","type":"post","link":"https:\/\/gcccg.ca\/en\/%e5%ae%89%e7%9c%81%e4%b9%b0%e6%88%bf%e4%ba%8b%e5%ae%9c\/","title":{"rendered":"\u5b89\u7701\u4e70\u623f\u70b9\u6ef4"},"content":{"rendered":"<p>\u5927\u5bb6\u6765\u52a0\u62ff\u5927\u90fd\u8981\u5b89\u5c45\u4e50\u4e1a\uff0c\u5728\u8fd9\u91cc\uff0c\u5b89\u7701\u6301\u724c\u623f\u4ea7\u7ecf\u7eaaDennis Xu\u8ddf\u60a8\u804a\u4e00\u804a\u5728\u5b89\u7701\u4e70\u623f\u9700\u8981\u77e5\u9053\u7684\u51e0\u70b9\u4e8b\u5b9c\uff1a<\/p>\n<p>1. First Time Home Buyer Incentive\uff1a\u8fd9\u4e2a\u662f\u52a0\u62ff\u5927\u653f\u5e9c\u57282019\u5e749\u6708\u5f00\u59cb\u5b9e\u884c\u7684\u4e00\u9879\u901a\u8fc7\u964d\u4f4e\u8d37\u6b3e\u989d\u800c\u4e3a\u9996\u6b21\u4e70\u623f\u8005\u63d0\u4f9b\u5e2e\u52a9\u7684\u8ba1\u5212\u3002\u8be5\u8ba1\u5212\u53ef\u4ee5\u4e3a\u6ee1\u8db3\u6761\u4ef6\u7684\u4e70\u623f\u8005\u63d0\u4f9b5%\u621610%\u7684\u65e0\u606f\u8d37\u6b3e\uff0c\u4ece\u800c\u964d\u4f4e\u603b\u8d37\u6b3e\u989d\u3002\u6ce8\u610f\u8fd9\u4e2aincentive\u76f8\u5f53\u4e8e\u52a0\u62ff\u5927\u653f\u5e9c\u5728\u60a8\u623f\u4ea7\u4e0a\u7684\u6295\u8d44\u3002\u867d\u7136\u662f\u65e0\u606f\uff0c\u4f46\u5c06\u6765\u8fd8\u6b3e\u65f6\u5982\u679c\u623f\u5e02\u4e0a\u5347\u4e86\uff0c\u60a8\u8981\u6309\u6bd4\u4f8b\u591a\u8fd8\u5347\u503c\u7684\u90e8\u5206\u3002\u540c\u6837\u8981\u662f\u623f\u5e02\u4e0b\u964d\u4e86\uff0c\u60a8\u4e5f\u53ef\u4ee5\u76f8\u5e94\u7684\u5c11\u8fd8\u3002\u7533\u8bf7\u8005\u9700\u6ee1\u8db3\u5982\u4e0b\u6761\u4ef6\uff1a\u662f\u52a0\u62ff\u5927\u516c\u6c11\uff0c\u79fb\u6c11\u6216\u6301\u6709\u5de5\u7b7e\uff0c\u9996\u6b21\u4e70\u623f\uff0c\u5e74\u6536\u5165\u5c0f\u4e8e12\u4e07\u52a0\u5e01\uff0c\u603b\u501f\u6b3e\u989d\uff08mortgage+incentive\uff09\u5c0f\u4e8e\u56db\u500d\u5e74\u6536\u5165\uff0c\u8981\u7528insured mortgage (downpayment plus incentive &lt; 20% of the purchase price) . \u5173\u4e8e\u8fd9\u9879\u8ba1\u5212\u7684\u8be6\u60c5\uff0c\u8bf7\u67e5\u8be2\u7f51\u7ad9\uff1a<a href=\"https:\/\/www.placetocallhome.ca\/fthbi\/first-time-homebuyer-incentive\">https:\/\/www.placetocallhome.ca\/fthbi\/first-time-homebuyer-incentive<\/a>\u3002 \u7f51\u7ad9\u4e0a\u6709\u8ba1\u7b97\u7a0b\u5e8f\u53ef\u4ee5\u8ba1\u7b97\u60a8\u662f\u5426\u7b26\u5408\u7533\u8bf7\u6761\u4ef6\u4ee5\u53ca\u60a8\u53ef\u4ee5\u901a\u8fc7\u8fd9\u9879\u8ba1\u5212\u8d2d\u4e70\u623f\u4ea7\u7684\u6700\u9ad8\u623f\u4ef7\u3002\u7406\u8bba\u4e0a\u6765\u8bf4\u53ef\u4ee5\u901a\u8fc7\u8be5\u8ba1\u5212\u8d2d\u4e70\u7684\u6700\u9ad8\u623f\u4ef7\u4e3a$565,000.<\/p>\n<p>2. Land Transfer Tax and Rebate\uff1a\u5728\u5b89\u7701\uff0c\u6bcf\u6b21\u4e70\u623f\u90fd\u8981\u5411\u653f\u5e9c\u7f34\u7eb3\u571f\u5730\u8f6c\u8ba9\u7a0e\u3002\u8fd9\u662f\u4e00\u7b14\u4e0d\u5c0f\u7684\u5f00\u652f\u3002\u5982\u5728\u591a\u4f26\u591a\u4e70\u623f\u8981\u4ea4\u4e24\u500d\u7684\u571f\u5730\u8f6c\u8ba9\u7a0e\uff0c\u56e0\u4e3a\u591a\u4f26\u591a\u5e02\u653f\u5e9c\u4e5f\u8981\u6536\u571f\u5730\u8f6c\u8ba9\u7a0e\u3002\u9996\u6b21\u4e70\u623f\u7684\u52a0\u62ff\u5927\u516c\u6c11\u6216\u79fb\u6c11\u53ef\u4ee5\u4eab\u53d7\u4e00\u4e9b\u51cf\u514d\u3002\u571f\u5730\u8f6c\u8ba9\u7a0e\u7684\u51cf\u514d\u6700\u591a\u53ef\u4ee5\u8fbe\u5230$4000\uff08\u975e\u591a\u4f26\u591a\u623f\u4ea7\uff09\u6216$8475\uff08\u591a\u4f26\u591a\u623f\u4ea7\uff09\u3002\u5982\u679c\u60a8\u5728\u4ea4\u623f\u4e4b\u540e18\u4e2a\u6708\u5185\u62ff\u5230\u67ab\u53f6\u5361\uff0c\u4e5f\u53ef\u4ee5\u7533\u8bf7\u76f8\u5e94\u90e8\u5206\u7684\u571f\u5730\u8f6c\u8ba9\u7a0e\u9000\u6b3e\u3002\u60a8\u53ef\u4ee5\u7528\u8fd9\u4e2a\u8ba1\u7b97\u7a0b\u5e8f\u8ba1\u7b97\u571f\u5730\u8f6c\u8ba9\u7a0e\u7684\u6570\u989d\uff1a<a href=\"https:\/\/www.ratehub.ca\/land-transfer-tax\">https:\/\/www.ratehub.ca\/land-transfer-tax<\/a>\u3002<\/p>\n<p>3. Home Buyer Plan: \u9996\u6b21\u8d2d\u623f\u8005\u53ef\u4ee5\u4eceRRSP\u8d26\u53f7\u5185\u53d6\u94b1\u51fa\u6765\u4f5c\u4e3a\u9996\u4ed8\u6b3e\u5e76\u4e14\u8fd9\u6b21\u7684RRSP withdraw\u4e0d\u4f1a\u7b97\u4f5c\u5f53\u5e74\u6536\u5165\u3002 \u4ee5\u524d\u6bcf\u4eba\u53ef\u4ee5\u53d6$25,000\uff0c\u4ece2019\u5e743\u6708\u5f00\u59cb\u6bcf\u4eba\u53ef\u4ee5\u53d6$35,000\uff0c\u592b\u59bb\u53ef\u4ee5\u53d6$70,000\u3002\u4eceRRSP\u62ff\u51fa\u6765\u7528\u4f5cHome Buyer Plan\u7684\u6570\u989d\u9700\u8981\u572815\u5e74\u5185\u8fd8\u56deRRSP\u5e10\u6237\u3002\u6bcf\u5e74\u8fd81\/15\uff0c\u4e0d\u7136\u8be5\u6570\u989d\u4f1a\u88ab\u52a0\u5165\u5f53\u5e74\u6536\u5165\u3002<\/p>\n<p>4. First-time Home Buyer\u2019s Tax Credit\uff1a\u9996\u6b21\u4e70\u623f\u8005\u53ef\u4ee5\u62ff\u5230\u6700\u591a$750\u7684non-refundable tax credit.<\/p>\n<p>5. REGION OF WATERLOO AFFORDABLE HOME OWNERSHIP: \u8fd9\u9879\u8ba1\u5212\u4e3a\u7b26\u5408\u6761\u4ef6\u7684\u6ed1\u94c1\u5362\u5730\u533a\u5c45\u6c11\u63d0\u4f9b\u623f\u4ef75%\u7684\u65e0\u606f\u8d37\u6b3e\u4f5c\u4e3a\u9996\u4ed8\u6b3e\u8d44\u52a9\u3002\u73b0\u5728\u901a\u8fc7\u8be5\u8ba1\u5212\u53ef\u8d2d\u4e70\u7684\u6700\u9ad8\u623f\u4ef7\u4e3a$386,000\u3002\u66f4\u591a\u4fe1\u606f\u8bf7\u53c2\u8003<a href=\"https:\/\/www.regionofwaterloo.ca\/en\/living-here\/resources\/Documents\/Housing\/2018-affordable-home-ownership-fact-sheet-accessJan11.pdf\">\u8fd9\u91cc<\/a>\u3002<\/p>\n<p>6. \u9996\u4ed8\u6b3e\uff1a\u5728\u5b89\u7701\u4e70\u623f\u9700\u8981\u6700\u5c115%\u7684\u9996\u4ed8\u6b3e\u3002\u9996\u4ed8\u6b3e\u7684\u6765\u6e90\u53ef\u4ee5\u662f\u5b58\u6b3e\uff0cRRSP\u53d6\u6b3e\uff0c\u4ee5\u53ca\u6765\u81ea\u4eb2\u621a\u548c\u5bb6\u4eba\u7684\u8d60\u4e0e\u3002\u5f88\u591a\u94f6\u884c\u9700\u8981\u9996\u4ed8\u6b3e\u5728\u5e10\u6237\u4e0a\u5b58\u653e\u6700\u5c11\u4e09\u4e2a\u6708\u3002<\/p>\n<p>7. Closing Cost: Closing cost\u662f\u5728\u623f\u4ea7\u8fc7\u6237\u4ea4\u63a5\u7684\u5f53\u5929\u60a8\u8981\u652f\u4ed8\u7684\u9664\u623f\u4ef7\u4ee5\u5916\u7684\u6b3e\u9879\u3002\u6c11\u7528\u7269\u4e1a\u7684Closing cost\u5305\u62ec\uff1a\u571f\u5730\u8f6c\u8ba9\u7a0e\uff0c\u5f8b\u5e08\u8d39\uff0c\u6d77\u5916\u4e70\u5bb6\u7a0e\uff08\u623f\u4ef7\u768415%\uff0c\u8d2d\u4e70<a href=\"https:\/\/en.wikipedia.org\/wiki\/Golden_Horseshoe\">\u91d1\u9a6c\u8e44\u5730\u533a<\/a>\u7684\u6c11\u7528\u7269\u4e1a\u7684\u6d77\u5916\u4e70\u5bb6\u9700\u8981\uff09\uff0cadjustments(\u8c03\u6574\u8d39\u7528\u5982\u5356\u5bb6\u5df2\u7ecf\u591a\u4ed8\u4e86\u90e8\u5206\u5730\u7a0e\u6216utility\u7b49)\uff0c\u9a8c\u623f\u8d39\uff0c\u8d37\u6b3e\u94f6\u884c\u6536\u7684\u7ba1\u7406\u8d39\u548c\u623f\u5c4b\u4f30\u4ef7\u8d39\u7b49\u3002\u5982\u4e70\u65b0\u623f\u7528\u4e8e\u51fa\u79df\u8fd8\u8981\u51c6\u5907\u6700\u591a$24,000\u7684HST rebate, \u623f\u5b50\u8fc7\u6237\u540e\u5982\u627e\u5230\u79df\u5ba2\u53ef\u4ee5\u5411CRA\u7533\u8bf7\u8fd9\u90e8\u5206\u8d39\u7528\u7684\u9000\u6b3e\u3002HST rebate\u6bd4\u8f83\u590d\u6742\uff0c\u5177\u4f53\u4e8b\u5b9c\u5efa\u8bae\u54a8\u8be2\u4f1a\u8ba1\u5e08\u3002Closing cost\u4e00\u5b9a\u8981\u9884\u7559\u51fa\u6765\u4ee5\u4fdd\u8bc1\u623f\u4ea7\u987a\u5229\u4ea4\u63a5\u3002<\/p>\n<p>\u672c\u6587\u5199\u4e8e2020\u5e74\u4e8c\u6708\u3002\u6587\u4e2d\u4fe1\u606f\u53ea\u5bf9\u5f53\u65f6\u6709\u6548\u3002\u5e0c\u671b\u8fd9\u4e9b\u4fe1\u606f\u5bf9\u60a8\u6709\u6240\u5e2e\u52a9\u3002\u5982\u679c\u60a8\u6709\u4efb\u4f55\u95ee\u9898\u6216\u9700\u8981\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u81f4\u7535226-971-9307\u6216\u7535\u90aedennisxurealtor@gmail.com\u8054\u7cfb\u3002\u8c22\u8c22\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-872\" src=\"http:\/\/gcccg.ca\/wp-content\/uploads\/2018\/06\/DennisXU.-300x171.jpg\" alt=\"\" width=\"300\" height=\"171\" srcset=\"https:\/\/gcccg.ca\/wp-content\/uploads\/2018\/06\/DennisXU.-300x171.jpg 300w, https:\/\/gcccg.ca\/wp-content\/uploads\/2018\/06\/DennisXU.-768x439.jpg 768w, https:\/\/gcccg.ca\/wp-content\/uploads\/2018\/06\/DennisXU.-1024x585.jpg 1024w, https:\/\/gcccg.ca\/wp-content\/uploads\/2018\/06\/DennisXU..jpg 1050w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>Dennis Xu<\/p>\n<p>Team Home Realty<\/p>\n<p>2020\/02\/23<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5927\u5bb6\u6765\u52a0\u62ff\u5927\u90fd\u8981\u5b89\u5c45\u4e50\u4e1a\uff0c\u5728\u8fd9\u91cc\uff0c\u5b89\u7701\u6301\u724c\u623f\u4ea7\u7ecf\u7eaaDennis Xu\u8ddf\u60a8\u804a\u4e00\u804a\u5728\u5b89\u7701\u4e70\u623f\u9700&#46;&#46;&#46;<\/p>","protected":false},"author":23,"featured_media":1698,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[101],"tags":[100],"class_list":["post-1695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-101","tag-100"],"_links":{"self":[{"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/posts\/1695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/comments?post=1695"}],"version-history":[{"count":11,"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/posts\/1695\/revisions"}],"predecessor-version":[{"id":1889,"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/posts\/1695\/revisions\/1889"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/media\/1698"}],"wp:attachment":[{"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/media?parent=1695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/categories?post=1695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gcccg.ca\/en\/wp-json\/wp\/v2\/tags?post=1695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}